Share Savings

At Pan Amoco Federal Credit Union a minimum deposit of $25.00 is all that is required to open a savings account and establish membership in the Credit Union.  Dividends are earned on all balances over $200.00.  The Dividends are determined by the Board of Directors at the end of each quarter, they are calculated daily and paid quarterly.   Once membership is established there is a wide range of accounts and services available.

Christmas Club

Jingle, Jingle Christmas is time to mingle…. Mingle your funds into our Christmas Club Savings…Dividends are paid quarterly and all Christmas Club balances are transferred to share shavings accounts in October each year.  You may  start your Christmas Club Account at any time during the year and make deposits to it in person, by mail or by direct deposit. 

Vacation Savings

Dividends are paid quarterly and withdrawals can be made at any time during the year.  Deposits can be made in person, by mail or by direct deposit.

Certificates of Deposit

A minimum deposit of $1,000.00 is required to open a Certificate of Deposit with terms ranging from 3months to 2 years.  Dividends are calculated daily and paid quarterly.  There is a penalty equal to 90 days of interest for early withdrawal.